Test Your Knowledge: Personal Injury

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I don’t need to take photos at the scene of my car accident. The police have it covered. FICTION

You cannot rely solely on police officers or emergency personnel at the scene of your car accident to gather evidence on your behalf. It is important to document the accident with videos and photos from various angles so they can be evidence to strengthen your case. Be sure to take photos of:

• Vehicles involved
• Damages
• Tire marks on the road
• Traffic signs and signals
• Possible injuries
• Insurance cards 

I have “full coverage” auto insurance so I am covered under all circumstances. FICTION
Drivers and insurance agencies often use the term “full coverage” which can mean anything from the state required insurance minimums to a varying degree of additional insurance coverage. The state of Florida requires a minimum of $10,000 in personal injury protection and a minimum of $10,000 in property damage liability coverage. However, Florida does not require uninsured or underinsured motorist insurance. This coverage is highly recommended because if you are in a crash and the at fault driver does not have bodily injury insurance coverage to compensate an injured person, uninsured or underinsured motorist coverage from your own insurance company will be available to you.  The reality is that “full coverage” often does not include things like uninsured or underinsured motorist coverage, bodily injury coverage, collision coverage, roadside assistance, and rental car reimbursement. 
RELATED: 
What is no fault insurance?
What is the purpose of obtaining uninsured or underinsured motorist coverage?
What is liability insurance?

There is only one type of an attorney fee agreement. FICTION
There is no one size fits all agreement when it comes to hiring an attorney. Different types of legal matters can have different fee agreements. Personal injury cases are often handled on a contingency fee basis. With a contingency fee agreement, the attorney does not get paid until you receive a settlement or a verdict in your favor. The attorney pays in advance for your medical records, expert testimony, and other costs associated with your accident case which are later reimbursed from your recovery. When meeting with an attorney and discussing fees, consider the area of law, scope of work, and the length and depth of your legal matter. For more on paying for an attorney, check out these resources: 
Did you know there is more than one type of attorney fee agreement?
Will it cost me any money to bring a Florida auto accident case?