What is collision coverage?

Collision coverage is the type of insurance coverage that unfortunately does not get talked about or mentioned until after somebody is in a car accident. Collision coverage covers your car for the damages that it has because of a car accident. And what typically happens insurance agents to quote you that really great premium rate will not mention it and you will not ask about it.

You don't get it and then you don't realize you need that until you get in a car accident and if the person who causes your car accident doesn't have enough insurance on their side, then you're out holding the bag and you don't have the collision coverage that would cover you in this instance. So, I highly encourage people if it's in their budget to go ahead and get this coverage and to definitely talk to their insurance agent about it.